Whereas the Province of BC faces the worsening effects of climate change, the disasters resulting in significant costs to rebuild homes and farms; And whereas many residents and properties impacted by wildfire are located in rural, unincorporated areas outside of fire protection with these residents reporting that trying to obtain insurance has been met with refusal by insurance providers; And whereas wildfire is considered to be an insurable event and therefore not eligible for Disaster Financial Assistance: Therefore be it resolved that UBCM ask the Province to commit to working with the Insurance Brokers of Canada to ensure it is a legislative requirement that all insurance providers denying coverage provide a letter outlining the reasons insurance is being denied.